Wide Open Wallet

An honest look at family finances

Archive for November 4th, 2008

Don’t forget to Vote

I know it’s everywhere today.  I heard it on the radio before I even got out of bed this morning.  But I’m going to do my part and remind you to go vote.

I’ve done really well and not mentioned politics on my blog at all.  So I’m going to resist temptation and not tell you who I’ll be voting for.  But I will tell you what I did to encourage the next generation to be involved.  I sat down with my daughter and the sample ballot they sent out.  We went over each Proposition and I explained it as best I could in kid speak and she made a decision on each one.  Which was cool.  She was really interested in the whole thing.

I promised I would take her with me today when I go vote, but don’t think I’m going to.  I think instead I will just take her down there when she gets home from school so she can see it.  I have it hanging over my head and just want to get it done with.

Pic by: hjl

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  • Mailing your payments

    Yesterday Mrs. Micah wrote about reusing the envelopes that companies give you to pay your bill.  For example using the envelope you got with your electric bill to pay your credit card bill.  It will probably end up at your electric company because the envelope is encoded and the machines won’t know that isn’t the address on the front.  Make sense?

    Her post reminded me of a conversation I had with a lady when I was working in credit card customer service.  She had mailed her payment and her husband’s payment in the same envelope.  Well, her efforts to save $.42 cost her $35.  I explained that the machine that processes payments didn’t realize that the two checks should be credited to two different accounts.  She didn’t believe me that actual people don’t open the envelopes.  She thought I was lying that a machine opened the envelope, took out the payment, read the bar code on the payment coupon, and credited the appropriate account.  Like I would make that up.  lol.

    But anyways, it’s true.  So if you have two accounts at the same company make sure you send them in separately.  Or even better, pay them online.

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