An honest look at family finances
30 Oct
I don’t know about you, but around here it’s not the small stuff that falls through the cracks, but the medium stuff. By medium stuff I mean things that cost between $50-$200, or so. Stuff we need that costs less than $50 we just pick up without a terrible amount of thought. Stuff that costs more than about $200 we tend consider it a big purchase and either decide we don’t need it, or save up for it. But the mid range stuff never gets done. For example, we really need to get our carpets cleaned. We figure it will cost about $100. It’s been about a year since we decided to do it. Somehow that extra $100 never seems to materialize. While it doesn’t seem worth saving up for, it also isn’t something we are just going to go out and do on a whim. So it never happens.
It’s the same with projects. Big stuff, like landscaping the backyard, get done. We plan for it, set aside the time, and do it. Small projects, like changing a lightbulb, happen without thinking. But the mid range stuff, like painting the bathroom, never happen. I’ve had a color picked out for our bathroom for about 2 years, but it remains as white as the day we moved in.
It’s hard to put these projects in their proper place. But these projects are important. They will add to the quality of our life. If I could get the two projects I mentioned done I wouldn’t feel stressed out every time I look at our carpets. And it would make me happy to have some color in our bathroom instead of knowing it’s just another project on a seemingly endless list of projects.
I don’t know what the answer is. How do we make sure these projects get the attention they deserve? I guess we just have to make sure we plan these midrange projects just like we do the big projects. Maybe keep a list somewhere of all the middle stuff we want done and put money towards them just like we do the big stuff.
Pic by: ESwift
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